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Policyholders are not getting paid fairly for their insurance claims. As a result, many people are seeking assistance from Morgan Elite Specialist Services and recognizing the benefit of our services. We are a public adjusting firm and assist policyholders in receiving fair and adequate compensation per individual policy and incurred damages.
The following are two key indicators that would justify hiring our licensed and professional public adjusters: · The amount of compensation does not meet or barely exceeds the deductible: Ultimately, the insurance company has the responsibility to indemnify and make the policyholder ‘whole’, which means paying to restore the property to its original condition prior to damage and according to policy. Sadly, we often discover that the estimate given by the insurance company does not contain enough items to properly repair the property. This is wrong for many reasons besides the obvious. Disclaimer: Every deductible is different and typically a greater amount when filed under a ‘named storm’. In order to legitimately inform your case, we need to literally review your insurance policy as well as any given estimate or denial from your insurance company. · Drive-By Inspections: If the adjuster assigned to your claim inspected your property in let’s say half an hour or less and the insurance company did not fairly compensate for your loss, give us a call! Chances are high that the adjuster did not do a thorough inspection. While we strive to be of utmost service to policyholders, there are certain situations that limit our assistance such as: · Repair work that has been done by policyholders on damaged property but still require help. At this point, all evidence of the loss has been removed and therefore, impossible for us to negotiate. · Payment on a claim that does not justify our service fee of 10% of the overall claim. For example, if you received a payment of $10,000.00 and we earn you an additional $2,000.00, our fee would be $1,200.00. We carefully review all claims to determine the most benefit to you, the policyholder, and not take away from the actual needed repairs on your property. For instance, if the damages are only worth $1,000.00 more than the offered compensation from your insurance company, we would not advise our services. Our goal at Morgan Elite Specialist Services is to protect your interests and ensure adequate compensation for incurred losses. Please call us today at 855-445-3404 or email at claims@messtx.com. RELATED LINKS: www.messtx.com © 2017 MESSTX.com
14 Comments
8/15/2018 10:32:58 am
I never knew that every insurance deductible is different and typically a greater amount when filed under a ‘named storm’. I am thinking of hiring a public adjuster. Thank you for the tips on insurance claim help from adjusters. 8/15/2018 10:50:51 am
Thank you for the feedback! I understand the need for policyholders to be seeking insurance adjustment services when their claim is not paid fairly. It is a no-brainer that they just want to get the cost that they deserve. If ever that my insurance will underpay my claim, I will definitely seek professional assistance who can help me resolve the issue. 3/16/2019 10:46:41 am
Bree, Your feedback is great. We continue to inform policyholders that if they are denied or underpaid there is still a chance. There are so many people that are not aware of this. So your comment is great. Thank you!!! 5/20/2019 04:58:51 pm
I really like that you mentioned checking the deductible. This is a great way to make sure that you are getting the most for your adjustment. My sister might like knowing this as she looks into getting a public adjuster. 9/4/2019 08:20:05 pm
Every reputable public adjuster is a licensed professional with verifiable credentials. These individuals are happy to provide consumers with the information they need to know that their trust is valued. Protecting the policy holder's interests and ensuring adequate compensation for incurred losses is a must. Comprehending exactly what your policy covers and also what your duties are can end up being complicated based upon the information an insurance coverage service provider's adjuster could offer you. Detailed research study and also paperwork of the loss are called for which includes bringing into activity all the various investigative and also evaluation expertise to create the pre-loss problem of the building. Today this procedure, like many things, has ended up being significantly complicated. Understanding specifically what your policy covers and what your tasks are can end up being complicated based on the information an insurance Public Adjuster may provide you. Comprehensive study and documentation of the loss are needed that includes bringing right into activity all the various investigatory and assessment experience to create the pre-loss problem of the building. Today this procedure, like many things, has actually become progressively complicated. 1/9/2020 01:35:05 pm
I was not aware that every insurance deductible is different and typically a greater amount when filed under a ‘named storm'. One of my mom's friends had an accident at her bakery that almost burned the place down. We will advise her about having a public insurance adjuster on hand in case the same scenario happens. 2/14/2020 01:20:33 pm
I really like that you mentioned checking the deductible because of a greater amount when filed under a named storm. My niece might like knowing this as she is looking into getting a public adjuster. We will pass her the details so she can find the right agent for her needs and be prepared. 2/19/2020 06:04:59 pm
You made a great point about how every deductible is different and can vary depending on the case. My husband and I are looking for a public adjuster that can help with our car insurance claim in court. We will keep these tips in mind as we search for a professional that can help us best. 2/20/2020 12:29:49 pm
Thank you for your feedback! The licensing of public adjusters was created to be a cheaper alternative to litigation. Because we are not licensed attorneys we would not be able to help you in pursuing fair payment of your insurance claim through the courts. We highly recommend that you hire an attorney to pursue that course of action. We have worked with several attorneys, and we can provide you with the contact information of these attorneys if you have any difficulty in finding one. It is true how you mentioned that sometimes we will discover that the estimate that is given by the insurance company will not properly cover the damages of the property. My uncle told me last night that he and his wife are looking for a public insurance adjusting service that can help them with some damages they suffered after a natural disaster. If I were them I would look online and see if the potential services have a website and I would check different review sites to see what kind of work they do. 12/15/2020 09:33:40 am
Thanks for explaining that if the adjuster was only over for half an hour or less then they probably didn't do a thorough inspection. I want to move across the country to be closer to my siblings. I'll find an adjuster who will give us their time in exchange for a fair inspection. Leave a Reply. |
MESSTX.comThe team of Public Adjusters at Morgan Elite Specialist Services have over 25 years of experience in the insurance industry. All of our adjusters are licensed and bonded by the Department of Insurance and are required to take continuing education courses annually. Archives
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