This is an unusual holiday season for the central gulf of Texas because it is cold! Many of us are trying to beat the chill and stay warm with a little miracle called a space heater.

Space heaters are small, energy efficient, and keep you toasty without the emotional commitment of a warm body! As a word of caution, however, these amazing appliances can also be very hazardous. Here are some precautions to ensure a safe and snug winter:

· Turn off and unplug: Like all electrical appliances, space heaters should be turned off and unplugged when not in use to prevent the risk of fire or short out in the event of a surge. Better safe than sorry!

· Keep away from water: Sounds simple but begs to be mentioned! We know it can be chilly when doing bathroom business or working in the kitchen but keep space heaters away from water sources such as sinks, toilets, bathtubs, and showers.

· Maintain a healthy distance: Space heaters should be at least three feet away from people, furniture, window treatments, etc. Do not drape anything over or near the heater that could be a fire hazard.

Practice these safety measures and have a warm, enjoyable, safe and sound winter!

Please contact Mortgage Elite Specialist Services if you experience any type of loss due to fire or electricity outage and need to file an insurance claim. Our team of licensed and experienced public adjusters can earn their clients an additional 200%-300%.

We always offer an honest and professional opinion concerning your claim and whether our assistance is viable. Call today at 855-445-3404 or email @ claims@messtx.com.

RELATED LINKS: www.messtx.com
© 2017 MESSTX.com

Wow, central Texas experienced snow this past week! My family was excited and had a fun time playing in the white stuff before going inside to get warm and enjoy the evening. Before retiring for the night, we also needed to do our due diligence to ensure our pipes did not freeze.

Most people (including us) open the water faucets and let them drip to prevent pipes from freezing. Here are some additional tips to protect your home from sustaining damage during colder temperatures:

ü Insulate your pipes: Pipes are vulnerable to extensive damage during the winter months. Insulation is an added precaution which aids water flow and reduces the chance of freezing. Insulating will also help if you are absent for long periods of time and not able to check the pipes.

ü Monitor your utility bill: When the temperature is above freezing and you have stopped dripping the faucets, monitor your utility bill. Excess charges may indicate a leak.

ü Check windows and doorways: Insulate windows and doors against drafts to maintain inside temperature. Keeping the curtains drawn on windows that are not double paned or exposed to direct sunlight will also help keep in the warmth.

As a policy holder, the last thing you want to deal with is an insurance company who refuses to compensate your claim in the middle of winter! Our team of certified and experienced public adjusters at Morgan Elite Specialist Services can earn their clients 200%-300% more on their claims.

We offer honest and professional opinions. If you experience a pipe leak or explosion, we will assess your situation to see if it is viable for our assistance. Please call 855-445-3404 or email claims@messtx.com if we may help you in any way!

RELATED LINKS: www.messtx.com
© 2017 MESSTX.com

Policyholders are not getting paid fairly for their insurance claims. As a result, many people are seeking assistance from Morgan Elite Specialist Services and recognizing the benefit of our services. We are a public adjusting firm and assist policyholders in receiving fair and adequate compensation per individual policy and incurred damages.
The following are two key indicators that would justify hiring our licensed and professional public adjusters:

· The amount of compensation does not meet or barely exceeds the deductible: Ultimately, the insurance company has the responsibility to indemnify and make the policyholder ‘whole’, which means paying to restore the property to its original condition prior to damage and according to policy.

Sadly, we often discover that the estimate given by the insurance company does not contain enough items to properly repair the property. This is wrong for many reasons besides the obvious.

Disclaimer: Every deductible is different and typically a greater amount when filed under a ‘named storm’. In order to legitimately inform your case, we need to literally review your insurance policy as well as any given estimate or denial from your insurance company.

· Drive-By Inspections: If the adjuster assigned to your claim inspected your property in let’s say half an hour or less and the insurance company did not fairly compensate for your loss, give us a call! Chances are high that the adjuster did not do a thorough inspection.

While we strive to be of utmost service to policyholders, there are certain situations that limit our assistance such as:

· Repair work that has been done by policyholders on damaged property but still require help. At this point, all evidence of the loss has been removed and therefore, impossible for us to negotiate.

· Payment on a claim that does not justify our service fee of 10% of the overall claim. For example, if you received a payment of $10,000.00 and we earn you an additional $2,000.00, our fee would be $1,200.00.

We carefully review all claims to determine the most benefit to you, the policyholder, and not take away from the actual needed repairs on your property. For instance, if the damages are only worth $1,000.00 more than the offered compensation from your insurance company, we would not advise our services.

Our goal at Morgan Elite Specialist Services is to protect your interests and ensure adequate compensation for incurred losses.

Please call us today at 855-445-3404 or email at claims@messtx.com.

​RELATED LINKS: www.messtx.com
​© 2017 MESSTX.com