The holidays are here! There is a nice chill in the air, the decorations are up, and you are ready for a cheerful season filled with family, gift giving, and fun parties!

Unfortunately, this is also the time of year when theft is rampant. Take some time to protect your property with the following preventive measures to help ensure a smooth holiday season:

1. Review your renter or homeowner policy: Nearly all policies contain a personal property clause with a designated limit of coverage to which the holder agreed upon when the policy was created. We strongly suggest reviewing your limits to make sure there is adequate coverage to safeguard the valuables in your home, including big ticket items.

Please note that money, jewels, and bullion are not typically covered. If needed, add endorsements to protect these valuables or have them insured separately.

2. Take pictures: It is always best to take pictures of your belongings, including the serial number of electronics. This will help provide proof of loss if there is need to file a claim.

3. Install motion sensor floodlights: Christmas lights do not typically deter thieves but motion sensor floodlights do! Even spotlights in the yard that cast light on your home will do a great job protecting your property against theft.
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4. Set up a camera system: Camera systems are very affordable in today’s market. Not only will this add another dimension of security, it may also provide a discount on your insurance.

Our team of Texas licensed public adjusters understand the fear and difficulty of dealing with theft. If you are seeking a claim or your insurance company offers little to no coverage, we are happy to evaluate your situation and give an honest and professional opinion.

Call Morgan Elite Specialist Services today at 855-445-3404!

RELATED LINKS: www.messtx.com
© 2017 MESSTX.com

Let’s face it, to us at Morgan Elite Specialist Services and policy holders alike, public insurance adjusters are the holy grail of insurance agency secrets. Perhaps not for some insurance companies but that is a moot point. Why? Because if all insurance companies fulfilled their legal obligations, there would literally be no need for our business but here we are! You may be itching to call us and see what this hoopla is all about, what we offer, and if you would truly benefit from our public adjusting services.

Our Mission
Our mission is to protect your interests and ensure you receive adequate compensation for incurred losses per insurance policy. Nothing more, nothing less! There are many different variables in any given insurance claim and each one must be evaluated and determined based on its own merits.

Public Adjusters
Our licensed and experienced public adjusters are professional experts on property loss adjustment who can be hired to assist in preparing, filing, and adjusting insurance claims. They can negotiate a claim on your behalf prior to filing, when your claim is denied, when your claim is underpaid, or anytime during the claim process.

In the event that you have already filed an insurance claim without enlisting the services of a public adjuster and your insurance company has not yet made a determination on your claim, we advise you to wait. If you feel that their offer is fair compensation for your incurred damages, there is no reason to hire us. However, if your claim is denied or underpaid because the damages do not or barely exceed your deductible, please call us! There is an excellent chance you could benefit from our services.

Property Managers
If you are a property manager and have claims that you intend on filing or have a multitude of existing claims, please call us! We can ease your mind and spare you and/or your employees from being overburdened by streamlining and managing these claims for you from start to finish, including negotiations and the correct paperwork to ensure they are handled efficiently, appropriately, and according to law.
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Our team of professional and experienced public adjusters at Morgan Elite Specialist Services represent your best interests and work for YOU! Please do not hesitate to give us a call for further information at 855-455-3404.

RELATED LINKS: www.messtx.com
​© 2017 MESSTX.com   ​