Featuring specialized services, products, and industry specific knowledge
 
Press Release:
27 May, 2016, 8:00 a.m. CST       Houston, Texas
www.messtx.com       
 
Morgan Elite Specialist Services is a team of certified, professional, and experienced Public Insurance Adjusters dedicated to helping business and homeowners manage their insurance claims in a prompt and competent manner.                        
 
The new website, messtx.com, provides insight into the essentials of Public Insurance Adjusters and answers frequently asked questions. The clean and accessible design enables clients to readily seek advice and send information following a disaster at their convenience, day and night.
 
“We are excited to bring to you our updated webpage, and we will continue to be a leader in innovations, training and customer service.” Explained Matthew Morgan, Founder, Morgan Elite Specialist Services.
 
         The updated web site will empower our clients to simply connect to our social media and find current twitter feeds, updated blogs, and contact information, as well as obtain easy access from mobile devices.
 
 
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Hurricanes cause catastrophic amounts of property damage in coastal cities worldwide. In the United States, hurricane season is fast approaching and begins June 1st.
 
Many agencies provide valuable information on preparing to protect our lives and property from these destructive storms. The following tips are from The Department of Homeland Security at https://www.ready.gov/hurricanes: 

 
The Insurance Information Institutes defines a catastrophic event as the following: “An event is designated a catastrophe by the insurance industry when claims are expected to reach a certain dollar threshold, currently set at $25 million, and more than a certain number of policy holders and insurance companies are affected.”
 
Hurricanes and tropical storms made up 40.4% of total catastrophe losses between 1993 and 2012. Following these kinds of catastrophic events, insurance companies hire temporary, independent ‘cat’ adjusters to facilitate the mass amount of insurance claims. Many of our certified public adjusters at Morgan Elite Specialist Services are also independent adjusters who understand every element of the claims process.
 
If your property has been damaged by a hurricane, call Morgan Elite Specialist Services FIRST! Our certified and professional team of certified public adjusters will responsibly manage the many details of your claim to provide the most equitable and prompt settlement as possible. Call us at 855-445-3404 or visit messtx.com. 

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​© 2016 MESSTX.com

Filing a claim on your property insurance can be an overwhelming process. Our certified team of Public Adjusters at messtx.com offer the following tips to help you get started:

• Notify the police if a crime is involved: Crimes such as theft, robbery, burglary, vandalism, etc., require an investigation and police report in order to file an insurance claim. Call the police FIRST.

• Report damage as soon as possible: A public adjuster will quickly survey the claim site and document damage, contact your insurance company, and begin the claim process. If you do not utilize a public adjuster, immediately call your insurance company.

• Keep your claim number: You will need this number throughout the process. Make copies of all e-mails and letters, make notes per each telephone call with the insurance company, and document names, dates, and times.

• Make temporary repairs: Remember, it is your responsibility to prevent further damage to your home or business. Insurance companies will usually reimburse for preventive measures with receipts. If efforts are not taken to prevent further damage, it is considered neglect and you could liable for any additional damage. This is a loophole for the insurance company.

• Begin the paperwork: Time is of the essence as there is a deadline for the claims forms to be returned. Your public adjuster will assume all such obligations.

• Prove the extent of your loss to the insurance company: Do not move or throw anything away until it has been documented.

• Negotiate: The insurance company will send an adjuster to your property. At this point, either you or your public adjuster will identify all liable damage/loss and negotiate for a fair claim settlement. It is against the law to have a roofer or any other construction worker negotiate on your behalf with the insurance company.

There are rules within your insurance policy that both you, the insured, and the insurance company, the insurer, must abide. Our certified Public Adjusters at messtx.com are trained professionals in the claims process and know the rules, policy rights, and local laws pertaining to construction standards. Call today for a free consultation and let one of our Public Adjusters alleviate your stress by managing your claim from beginning to end!
​ 281-201-1110

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​© 2016 MESSTX.com

The role of an insurance agent is to report the loss to the insurance company who, in turn, assigns an adjuster to the claim. These adjusters will most likely try to limit the financial liability of the insurance company.

Policy holders sometimes seek the legal advice of an attorney in order to protect their interests. While these professionals are informed and educated in their individual areas of expertise, it is probable that they do not possess exclusive knowledge as claims processing advocates.

​Public insurance adjusters are licensed, educated, and experienced claims processing advocates who offer assistance and value to a property owner following a loss. A qualified public adjuster is extensively trained in the claims process as well as insurance policies and their conditions and guide policy holders through the claims procedure with strength and surety. Public adjusters work solely to protect the best interests of their clients.

There are many benefits in utilizing public insurance adjusters to protect your valued property following a loss:

• Possess extensive knowledge in the interpretation of insurance policies and apply local laws to individual situations.
• Know construction standards specific to the area; insurance companies may be required, per policy, to ensure your home/business complies with local construction standards as demanded by law.
• Lessen the pain of the claim! Public adjusters assume responsibility for the time-consuming paperwork and remain in constant contact with the insurance company.

• Property detectives: public adjusters thoroughly search for any damage or loss associated with a claim and negotiate with the insurance company adjuster to protect your interests.

Contact our professional and licensed team of public adjusters atmesstx.com to save time and stress, receive a fair claim payment, and protect your valued property! 855-445-3404

RELATED LINKS: ​www.messtx.com
​© 2016 MESSTX.com