Weather predictions for this week include sufficient rain, wind, and hail to warrant storm and flood warnings in Houston and surrounding cities. We seem to be experiencing these conditions on a regular basis and it is crucial to exercise caution and be prepared. We would like to offer a few safety tips in the event of a flood:
         
                  Evacuation: In the event of a suggested or enforced evacuation in your area, please comply and seek higher ground. Weather conditions can be unpredictable and it is always better to be safe than sorry!
           
                Flooded Streets: ‘Turn around, don't drown’! The depth and current of moving floodwater is often deceptive. Safety is more important than a shortcut that can quickly turn into a disaster. NEVER try to walk, swim, or drive through flooded streets.
           
                 Be prepared: In the event of a flood or other disaster, have a predestined evacuation route and safe place on higher ground. An easily accessible emergency kit is also advisable to help yourself and others in time of need. A government sourced list of suggested emergency kit items can be found at https://www.ready.gov/kit. 

We sincerely hope that you and yours remain safe and sound during the impending storm season! Please contact us if we can assist you regarding any damage your property has sustained as a result of a storm. We are certified and professional property insurance experts and offer free business and residential consultations and inspections.

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​Dealing with storm damage loss and the aftermath of filing an insurance claim can be a very overwhelming, difficult, and time consuming experience. Many homeowners find themselves in a completely foreign situation and amidst the claims process, consider if they are being treated fairly.
 
Our professional, experienced, and qualified team at Morgan Elite Specialist Services are policy experts with extensive knowledge of the claims process. While we wish a smooth claim experience for all home owners, we understand that this is not always the reality and are here to assist you, the insured! The following is some guidance when proceeding with a hail related claim:
 
This is what a hail impacted roof shingle looks like: 

​Please note, marks left by hail may carry one or all of the following characteristics; no discernable pattern, deep dark marks on shingles, or lost shingle granules that leave the felt exposed.
 
Look for ‘collateral damage’: Hail dents in fences, gutters, siding, downspouts, AC units, vent caps, light fixtures, window screens, window beatings, and mailboxes in front of the home. If any of these items exhibit dents, then it is likely that there is also damage to the roof.

​Here is an example of ‘collateral damage’: 

Inspect for interior damage such as ceiling leaks or electricity issues. These may have been caused by the hail storm and require further investigation.
 
Morgan Elite Specialist Services offers expert advice and is ready to help with filing, denial, or underpaid claims following property loss caused by a devastating hail storm. Our main concern is protecting the interests of homeowners and ensuring they receive adequate compensation for incurred losses.
 
We have an ethical obligation to notify homeowners that not all claims are created equal and must be evaluated, adjusted, and examined based on their own individual merits.

RELATED LINKS: www.messtx.com
​© 2017 MESSTX.com