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If you live in an area where storms and thunderstorms are likely to occur, the first thing to suffer is your roof. Whether there is a strong wind, hailstorm or even heavy rainfall, the roofing system in your house is likely to endure damages. In such a case, turning to your insurance company may seem like a valid idea.
But before reaching out to your insurance company, it is important to assess the damages caused by wind and hail. Learn more about the signs of these damages below: 1. Shingles in the Patio One of the most common signs of roof damages caused by wind or hail is the appearance of shingles in the patio. Due to pressure from the strong winds, the sides of the shingles are lifted and torn away. As a result, these torn shingles fly and settle down on the patio. How to Detect This Problem? Match the piece of the shingle with your roof. If there is a missing piece on your roof, then the roof of your home is damaged. 2. Granules, Pebbles or Debris Around the Drain Do you see a number of pebbles or granules near the drain? Then this is a sign of damage caused by wind and hailstorms. As the strong winds collide against the roof, granules are dislodged. Since the gutters are adjacent to the roofing, these granules or pebbles often fall in near or around them. How to Detect This Problem? Walk around the gutter. If you see pebbles, granules or shingles, then there is definitely a problem. 3. Dark Spots Another common sign that indicates roof damage includes dark spotting. As discussed above, granules are displaced due to high-pressure winds. As a result, the missing granule or pebbles leave a dark spot behind, indicating a roof system damage. How to Detect This Problem? Observe the roof after a hailstorm. Obvious dark spots around the edges are a sign of wind or hail damage. Once you have assessed and recorded the damages caused by the wind or hailstorm through pictures, you might think of contacting your insurance company for a claim. However, in several situations, they are unlikely to accept or agree with your assessments. This is when you need to contact a Public Adjuster. Who Is a Public Adjuster? A Public Adjuster (PA) is an authorized professional who represents homeowners in cases where insurance companies refuse their settlement. By assessing the roof damages and making agreements with the insurance company, the PA will help you achieve your insurance claim settlement. Why Should You Hire a Public Adjuster? There are several reasons why you should hire a public adjuster, especially when dealing with roof damages. Some of these reasons include:
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24 Comments
6/18/2019 10:45:48 am
It's good to know that your roof has storm damage if you find matching shingles scattered around your patio and yard. There was a big storm at my house last week, and I found some shingles in my yard afterward. I have no idea where these shingles came from. I'll have to compare them to the shingles on my roof to see if I've had any storm damage. 7/29/2019 10:44:15 am
Mr. Thomas, 7/29/2019 09:26:13 am
My dad wants to detect if our roof is damaged. I like that you mention shingles in the Patio are signs of roof damages caused by wind or hail. Thank you for the information. I'll contact a roof repair if he finds that our roof is damaged. 7/29/2019 10:38:48 am
Jay, We are happy to hear that this article was of help to you. Than you for your feedback. 9/5/2019 07:48:38 am
I'm so glad you said that the dark spots will be obvious and easy to spot after a hail storm. We recently had a huge one, with hail the size of marbles! It was really painful to be out in. Anyway, I was worried about my roof but there aren't any dark spots on it, so I'm sure that it's fine. 10/15/2019 08:39:13 am
I appreciate you helping me to understand how I can spot hail damage on my roof. There was a hailstorm that moved through here recently and I think my house might have been damaged. It would probably be a good idea to contact a roofing contractor and have them inspect my roof. 11/25/2019 07:44:36 am
It's good to know that debris around your drain can be a sign of wind and hail damage. My brother has been telling me about some pebbles that he's found in his yard, and I think this could be why. I'll share this information with him so that he can look into his options for professionals who can help him with this in the future. 3/3/2020 11:08:39 am
Thanks for the tip to take pictures of the hail damage on our roof before we consider getting in touch with an insurance company. My husband and I want to hire an insurance mediator to help us get compensation for the damage our roof sustained in a bad hail storm last week. The tips you shared here should be helpful as we prepare to have the damage inspected, so thanks for taking the time! 3/23/2020 08:11:26 am
It's good to know that seeing pebbles, granules or shingles signified a problem because I had no idea what to look for. The weather for tomorrow is supposed to have a hail storm and our roof is fragile as it is. I'm glad that I know what the damage looks like now. 4/2/2020 02:50:35 pm
I didn't know that dark spots could be a sign of displaced granules. My husband and I have been wanting to help his parents after their home was damaged in a storm. I think we should look for a professional with experience in hail damage repair to start things off. 4/15/2020 11:13:58 am
I'm glad you helped me to understand that strong winds can cause granules on your roof to become dislodged and end up on the ground. For the past couple of days, we have had some pretty strong winds here and I am worried that my roof is starting to break down because of it. I'm going to have to have a professional come and inspect everything for me. 4/16/2020 09:40:06 am
Thank you for suggesting to see if you can match the shingle piece with a missing spot on your roof, and walk by the gutter to see if there's any debris. It rains a lot where I live, and I noticed some pieces of shingle in my yard recently. I will see if it matches my roof and try to find a roofing service in Spokane to repair it. 5/4/2020 07:13:30 am
It's good to know that dark spots around the edges of your roof are signs of damage. My sister has been telling me about how some shingles came off her roof the other day. I'll share this information with her os that she can look into her options for professionals who can help her fix her roof in the future. 6/8/2020 09:15:30 am
Thank you so much for the advice to look for dark spots on the roof after hail to see if your roof is damaged. Last night, we had crazy winds and heard hail pouring down all night long. I want to make sure that our home stays structurally secure, so I will have to follow your tips. If needed, we will look into roof repair services in our area. 8/23/2020 09:37:17 pm
This link plays a great role in our life now a days and here is complete guide on the 3 ways to look for a roof damages by wind and hail.In order to get better information and guidance can be taken from this blog specifically. It plays a vital role in taking us through. It can be really great for people like me who are looking for grabbing more knowledge about. 10/28/2020 05:38:28 am
I had no clue that if a roof gets affected by strong winds, it could leave a lot of damage, such as missing or worn out shingles. My uncle told me that a strong wind passed through his home the other day, and he's scared that his home might have been damaged. I'll recommend that he contact a roofing repair expert who can check this for him. 11/5/2020 08:26:53 pm
Agree with the assessing. If you look like clueless about your roof's damage, the service provider for roof repair might take advantage and charge you more. 12/14/2020 08:17:31 am
Your roof need its maintenance to be done after fixed interval of time as there are many things which are damaging the roof. So, you should hire professional roof repairer for the better maintenance of it. 12/24/2020 06:31:24 am
If your house faces a fire damage ever, it'll definitely put an effect on its roof. You can restore it for increasing life and strength of it. So, professional roofers can be hired for this because they have a lot of experience in this field and know how to repair them. 2/16/2021 12:02:22 pm
Thank you for mentioning how strong winds can cause your shingles to become detached and fall onto your patio. My wife and I noticed that there were some asphalt shingles on our paver patio when we were preparing for an upcoming barbecue that we'll be hosting this weekend, and we think that the shingles may have gotten torn off during a rainstorm last night. We'll rely on an expert that can help repair our roof. 3/30/2021 10:46:01 pm
Another thing, after you have decided what to do and if your home was damaged, it’s important to find a roofing contractor that you trust and, preferably, one that has experience working on projects for which homeowners have filed insurance claims. 4/6/2021 01:40:08 am
Great tips. Another ways to find out, loose or missing shingles, chimney issues, curling or peeling shingles, granule loss, damaged soffit or fascia and indoor leaks. High winds can also cause tree branches to fall and damage a roof. Like hail, wind can cause loss of granules (the sandpaper-like part of the shingle). 5/20/2021 12:55:06 pm
Thanks for explaining that if there are a lot of granules or pebbles around a drain, it can be a sign of hailstorms. My cousin was complaining about this last week when she moved into her new home. Maybe she should prepare for hail damage and also look for a repair service who can provide her with help in case this problem happens. Leave a Reply. |
MESSTX.comThe team of Public Adjusters at Morgan Elite Specialist Services have over 25 years of experience in the insurance industry. All of our adjusters are licensed and bonded by the Department of Insurance and are required to take continuing education courses annually. Archives
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